The primary sources of funds for small business start-ups are personal funds, friends and relatives, NGOs or private investors, banks, government agencies and programs, and venture capital.
Advice just for knowledge…..
1. Have a firm handshake.
2. Look people in the eye.
3. Sing in the shower.
4. Own a great stereo system.
5. If in a fight, hit first and hit hard.
6. Keep secrets.
7. Never give up on anybody. Miracles happen
8. Always accept an outstretched hand.
9. Be brave. Even if you're not, pretend to be. No
one can tell the difference.
11. Avoid sarcastic remarks.
12. Choose your life's mate carefully. From this
one decision will come 90 per cent of all your
happiness or misery.
13. Make it a habit to do nice things for people
who will never find out.
14. Lend only those books you never care to see
15. Never deprive someone of hope; it might be
all that they have.
16. When playing games with children, let them
17. Give people a second chance, but not a third.
18. Be romantic.
19. Become the most positive and enthusiastic
person you know.
20. Loosen up. Relax. Except for rare life-and-
death matters, nothing is as important as it first
21. Don't allow the phone to interrupt important
moments. It's there for our convenience, not the
22. Be a good loser.
23. Be a good winner.
24. Think twice before burdening a friend with a
25. When someone hugs you, let them be the first
to let go.
26. Be modest. A lot was accomplished before
you were born.
27. Keep it simple.
28. Beware of the person who has nothing to
29. Don't burn bridges. You'll be surprised how
many times you have to cross the same river.
30. Live your life so that your epitaph could read,
31. Be bold and courageous. When you look back
on life, you'll regret the things you didn't do
more than the ones you did.
32. Never waste an opportunity to tell someone
you love them.
33. Remember no one makes it alone. Have a
grateful heart and be quick to acknowledge those
who helped you.
34. Take charge of your attitude. Don't let
someone else choose it for you.
35. Visit friends and relatives when they are in
hospital; you need only stay a few minutes.
36. Begin each day with some of your favourite
37. Once in a while, take the scenic route.
38. Send a lot of Valentine cards. Sign them,
'Someone who thinks you're terrific.'
39. Answer the phone with enthusiasm and energy in your voice.
40. Keep a note pad and pencil on your bed-side
table. Million-dollar ideas sometimes strike at 3
41. Show respect for everyone who works for a
living, regardless of how trivial their job.
42. Send your loved ones flowers. Think of a
43. Make someone's day by paying the toll for
the person in the car behind you.
44. Become someone's hero.
45. Marry only for love.
46. Count your blessings.
47. Compliment the meal when you're a guest in
48. Wave at the children on a school bus.
49. Remember that 80 per cent of the success in
any job is based on your ability to deal with
50. Don't expect life to be fair.
A man went for HIV test on Saturday and they told him tocome back on Monday to pic his results.On sunday he went to church and the pastor was praying and said "… may the things that you'll receive as from tomorrow be positive …"The man quickly opened his eyes and shouted "Acha ujinga weweeee!!"
Decentralization is highly linked with local government system and has been practiced in the country in varying degrees since colonial times. Historically, the concept of decentralization has never been a new concept in countries across the globe. The term attracted attention in the 1950s and 1960s when British and French colonial administrations prepared colonies for independence by devolving responsibilities programs to local authorities
Ezra and Thomas joined a company together a few months after their graduation from university.
After a few years of work, their Manager promoted Ezra to a position of Senior Sales Manager, but Thomas remained in his entry level Junior Sales Officer position.
Thomas developed a sense of jealousy and disgruntlement, but continued working anyway.
One day Thomas felt that he could not work with Ezra anymore.
He wrote his resignation letter, but before he submitted it to the Manager, he complained that Management did not value hard working staff, but only promoted only the favoured!
The Manager knew that Ezra worked very hard for the years he had spent at the company; even harder than Thomas and therefore he deserved the promotion.
So in order to help Thomas to realize this, the Manager gave Thomas a task.
“Go and find out if anyone is selling water melons in town?”
Thomas returned and said, "yes there is someone!"
The Manager asked, "how much per kg?"
Thomas drove back to town to ask and then returned to inform the Manager; "they are 13.50 per kg!"
The Manager told Thomas,
"I will give Ezra the same task that I gave you. Please pay close attention to his response!"
So the Manager said to Ezra, in the presence of Thomas;
“Go and find out if anyone is selling water melons in town?”
Ezra went to find out and on his return he said:
"Manager, there is only one person selling water melons in the whole town.
The cost is 49.00 each water melon and 32.50 for a half melon.
He sells them at 13.50 per kg when sliced. He has in his stock 93 melons, each one weighing about 7kg.
He has a farm and can supply us with melons for the next 4 months at a rate of 102 melons per day at 27.00 per melon; this includes delivery.
The melons appear fresh and red with good quality, and they taste better than the ones we sold last year.
He has his own slicing machine and is willing to slice for us free of charge.
We need to strike a deal with him before 10am tomorrow and we will be sure of beating last year's profits in melons by 223 000.00.
This will contribute positively to our overall performance as it will add a minimum of 3.78% to our current overall sales target.
I have put this information down in writing and is available on spreadsheet.
Please let me know if you need it as I can send it to you in fifteen minutes."
Thomas was very impressed and realized the difference between himself and Ezra.
He decided not to resign but to learn from Ezra.
Managing a business requires more than just the desire to be your own boss. It demands dedication, persistence, the ability to make decisions and the ability to manage both employees and finances. Your management plan, along with your marketing and financial management plans, sets the foundation for and facilitates the success of your business.
Women are fickle minded.At 18, they want handsome men.At 25, they want matured men.At 30, they want successful men.At 40, they want established men.At 50 ,they want faithful men.
At some point in an entrepreneurial career a person has to start developing experience and learning actively about what they do best and what they should learn to do better, and the sooner they start learning actively the sooner they start being enterprising.
The process of putting together a business plan, including the thought you put in before beginning to write it, forces you to take an objective, critical, unemotional look at your business project in its entirety. The business plan is an operating tool, which, if properly used, will help you manage the business and work effectively towards its success.
Meditation gives you that inner peace like nothing else can. Initially, it is a little hard to concentrate and there will be plenty of distractions. Let these distractions be a part of the learning process. After some time, you will notice that all negativity will be removed and you become happier. Sleep gives you a sense of calm and freshness when you wake up. But, try a reverse approach. Wake up about 30minutes earlier than normal and see how many more things you can do. Extra time gives you that extra edge to better yourself. It takes fewer muscles to smile than to frown! So you know what you should be doing. Smiles make such a big difference, and when someone around you is happy, it sends out positive vibes. Accept compliments with a smile and thank people for them. Be kind to yourself and everyone will do the same. Principles are important in a school, college, at work and at home. They are equally important in you. Principles must be set in a realistic way. It can be as simple as not wasting food or as complex as saving paper. Rules are not meant to be broken. So if you keep your principles on, you've obviously becoming a better person. Have complaints about everything? Stop this. It is an extremely irritating habit. Stay around people who don't give you a chance to give in to complaints, distract yourself and send out good signals which will increase your people power. Find a mentor or a role model who you'd like to be like. You don't have to become this person mentally and physically, you could implement their way of life into yours. Setting goals is what differentiates a person with good behavioral and mental skills compared to one that has no aim in life. Remove unwanted people and things from your life. You are better without them. Go to your room, remove all unwanted letters, posters and make more space for new things. If someone has been bothering you, cut him/her from your life for a while. Lay low till you think you can deal with them. It's about how you feel. Now, you will have a clear and creative mind for the new things to come. Television is for the utterly bored! It is junk for the mind and body. If you feel like you need entertainment desperately, then watch something educative for about 30 minutes or so but don't drown in the idiot box.