1. ON EARNING:
Never depend on single income. Make investment to
create a second chance.
2. ON SPENDING:
If you buy things you do not need, soon you will have to sell things you need.
3. ON SAVINGS:
Do not save what is left after spending, but spend what is left after saving.
4. ON TAKING RISK:
Never test the depth of a river with both feet.
5. ON INVESTMENT:
Do not put all eggs in one basket.
6. ON EXPECTATIONS:
Honesty is a very expensive gift. Do not expect it from cheap people.
7. Past is a waste paper, present is a newspaper, and future is a question paper. Come out of your past, control the present, and secure the future.
8. When bad things happen in your life, you have three choices. You can either let it define you, let it destroy you or you can let it strengthen you.
9. Our eyes are in the front because it is more
important to look ahead than to look backwards.
10. We use pencil when we were young, but now we use pens. Do you know why? Because mistakes in childhood can easily be erased, unlike now. So read and write carefully, otherwise, life will be a
Understand Your Fear Try to understand why you fear or what causes you to fear. Only when you have identified the source of your fear can you start on the process of overcoming it. You can start by listing all your fears on your notepad and then striking them off once you have overcome them. Breathe Deep Taking deep breaths when you are scared or worried helps you relax to a great extent. Make sure that you exhale longer than you inhale. Fear will automatically reduce since you will also calm down. This can also help you to think things out effectively. Breathing exercises can be practiced during meditation. Chalk Out A Plan & Be Positive Always have a plan for situations which may not bring you certain results. For instance, you may be afraid to attend an interview in fear of being rejected. You may also fear a date for similar reasons or may feel scared about losing your job as you do not know how life will be after that. But in all these situations, you can chalk out a plan beforehand, a plan which will bring you favorable results and thus kill all fears. Though plans do not work always, a positive attitude always does, therefore think positive in every walk of life. Confront Your Fears Many people are scared of something specific, like being in the dark or driving or swimming. If you too fall in the same category, make it a point to learn the thing that you fear doing. Even if you fail once or twice, don't give up on your hope and practice hard to overcome your fear. Switch off the lights when you are alone in a room and see what happens. You can be assured that nothing is going to attack you! Once when you have confronted your fear by actually performing the same thing that you fear, you will successfully kill your fear. Boost Up Confidence Sometimes, fear is the result of extreme low belief in oneself and low confidence. Practice exercises which help to boost self confidence. For example, you can stand in front of the mirror and pretend to speak to a stranger, so that you do not have to fear mingling with a new group of people the next time you come across one. This exercise can also help you overcome stage fright. Seek Medical Help If nothing seems to be working for you and you still feel intermittently scared, there is no harm in seeking medical help, for who knows, after a couple of sessions, you might actually be able to ward off your fear. Nowadays, there are psychiatrists who help people to overcome their fear and shortcomings. However, resort to this, only when all the above have failed.
A young lady sat in a public transport: an old grumpy lady came and sat by her as she bumped into her with her numerous bags. The other neighbor got upset, asking the young lady why she did not protest and insist on her rights: she responded with a smile: "It is not necessary to be rude or argue over something so insignificant!' I'll alight at the next stop, replied the young lady".
1. Legalities - business form: proprietorship, partnership, and corporation. The licenses or permits you will need.
2. Business type: merchandizing, manufacturing or service.
3. What your product or service is.
4. Is it a new independent business, a takeover, an expansion, a franchise?
5. Why your business will be profitable. What are the growth opportunities? Will franchising impact on growth opportunities?
6. When your business will be open (days, hours)?
7. What you have learned about your kind of business from outside sources (trade suppliers, bankers, other franchise owners, franchiser, publications).
A cover sheet goes before the description. It includes the name, address and telephone number of the business and the names of all principals. In the description of your business, describe the unique aspects and how or why they will appeal to consumers. Emphasize any special features that you feel will appeal to customers and explain how and why these features are appealing.
Ezra and Thomas joined a company together a few months after their graduation from university.
After a few years of work, their Manager promoted Ezra to a position of Senior Sales Manager, but Thomas remained in his entry level Junior Sales Officer position.
Thomas developed a sense of jealousy and disgruntlement, but continued working anyway.
One day Thomas felt that he could not work with Ezra anymore.
He wrote his resignation letter, but before he submitted it to the Manager, he complained that Management did not value hard working staff, but only promoted only the favoured!
The Manager knew that Ezra worked very hard for the years he had spent at the company; even harder than Thomas and therefore he deserved the promotion.
So in order to help Thomas to realize this, the Manager gave Thomas a task.
“Go and find out if anyone is selling water melons in town?”
Thomas returned and said, "yes there is someone!"
The Manager asked, "how much per kg?"
Thomas drove back to town to ask and then returned to inform the Manager; "they are 13.50 per kg!"
The Manager told Thomas,
"I will give Ezra the same task that I gave you. Please pay close attention to his response!"
So the Manager said to Ezra, in the presence of Thomas;
“Go and find out if anyone is selling water melons in town?”
Ezra went to find out and on his return he said:
"Manager, there is only one person selling water melons in the whole town.
The cost is 49.00 each water melon and 32.50 for a half melon.
He sells them at 13.50 per kg when sliced. He has in his stock 93 melons, each one weighing about 7kg.
He has a farm and can supply us with melons for the next 4 months at a rate of 102 melons per day at 27.00 per melon; this includes delivery.
The melons appear fresh and red with good quality, and they taste better than the ones we sold last year.
He has his own slicing machine and is willing to slice for us free of charge.
We need to strike a deal with him before 10am tomorrow and we will be sure of beating last year's profits in melons by 223 000.00.
This will contribute positively to our overall performance as it will add a minimum of 3.78% to our current overall sales target.
I have put this information down in writing and is available on spreadsheet.
Please let me know if you need it as I can send it to you in fifteen minutes."
Thomas was very impressed and realized the difference between himself and Ezra.
He decided not to resign but to learn from Ezra.
If you choose an entrepreneurial career much will depend on your ability to learn quickly from experience, cope with uncertainty, respond to changing circumstances, and deal with unexpected critical incidents. You will find these things less difficult if you develop your general enterprising tendencies.
''THREE WITCHES WISH THREE WISHES,BUT WHICH WITCH KNOWS WHICH WISH WHICH WITCH WISHED."
Send it back as a voicenote, let's hear accents,
Don't spoil d fun….
Waiting 4 ur voicenote 😀😀😀